Retirement Plan Design

Off-the-shelf 401(k) plans aren’t for everyone. That’s why our business retirement plan specialists begin by understanding your goals and help design the perfect plan to get you there.

Whether you need a 401(k) for your small business or a niche qualified retirement plan, we design the right plan for your unique business needs.

Plans Designed to Meet Your Goals

We focus on understanding your business needs and what you hope to accomplish with this benefit program, whether that’s maximizing tax savings, rewarding top performers, or providing incentives for employees.

We Work With Any Qualified Retirement Plan

We help you choose the best qualified plan for your business. Whether it is 401(k), 403(b), prevailing wage, ESOP, or a pension plan, we work with you to make sure the plan will meet your needs.

Flexibility for Maximum Benefit

Our personal administrators are familiar with your business. We’re always looking out for the best interests of the sponsor and regularly review the plan for optimum performance.

Need a qualified business retirement plan that offers more than a 401(k)? We can do that.

We’re able to design the right business retirement plan to fit your needs. We work with all types of qualified plans to help you meet your goals:

Prevailing wage
403(b)
Governmental 457(b)
ROBS
ESOP
Defined benefit/pension
Cash balance

“I love my new combo plan! Where else can you sock away that kind of money tax free?”

Hiram Banks, President, Hiram Banks Lighting Design

Learn more from our retirement plan specialists.

READ THE PLAN DESIGN GUIDE

Our retirement plan specialists keep you on track for retirement so you can focus on running your business.

What was the best retirement plan for your business three years ago may not be what’s best for you now. We routinely review your plan and company demographics to make sure it’s working as intended. We’ll talk through any plan design changes that we think may be warranted in instances like:

Regulatory changes that impact your plan, employee benefits, or business savings
Introducing a family member into the company
Ownership interest in other companies by you or the company
How long someone should work for you before allowing them to benefit from a qualified retirement plan
Distribution options that are optional versus those that are actually required by the IRS

Since bundled providers are interested in keeping things simple, most employers aren’t aware of the flexibility that’s available in retirement plan design. We provide added value to our clients by concerning ourselves with the changes in their business or personal landscape to ensure their plans are providing the maximum benefit.

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