As I sat at Leatherby’s celebrating my son’s eighth grade graduation, I watched him over-indulge in a Big Daddy Dave’s Sundae. His goal was for he and his brother (who recently graduated from 5th grade) to eat the entire sundae. If accomplished, the reward was the placement of their picture permanently displayed on the restaurant wall ~ bona fide members of Big Daddy Dave’s Wall of Fame! A tribute to the over-indulgers, only a mother could be so proud.
I kept telling my boys not to finish the sundae; that it is never a good idea to over-indulge in anything. To my dismay, their dad offered constant encouragement and strategically sound advice.
Growing up, I always heard the advice “everything in moderation.” Then it hit me, there is a time to over-indulge, (my incessant need to relate every life’s moment to 401(k) advice giving)....................my 401(k) advice to them ~ over-indulge in saving for retirement. Participate in your 401(k) as soon as you are eligible and save at least 15% of your income. The earlier you start saving, the earlier you may be able to retire.
If you are looking for online 401k help, you are in the right place. We can help you set up a plan for you and your employees and then mainain the plan for you. Enjoy the sundae themed tips below and then set up a consultation to get your 401k set up.
Save away to your heart’s content!
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Image courtesy of piyato.